Sending money from the UK to Pakistan (GBP to PKR) with Wise
Wise sends GBP to PKR at the mid-market rate and pays into Pakistani bank accounts. It isn't the only option on this route, and on the day we checked it wasn't the cheapest. Here are the numbers.
Fees and comparison checked 18 October 2026, 18:06 UTC.
GBP → PKR calculator
Rate for 2026-10-18
GBP
PKREstimate only. The fee uses a model fitted to Wise quotes from 18 Oct 2026. Wise's live quote, shown before you pay, is final, and paying by card can cost more than paying by bank transfer.
Worked example: sending £1,000 to Pakistan
Wise's fee is charged in pounds and taken off the amount you send. What's left is converted at the mid-market rate. On 18 October 2026, 18:06 UTC Wise quoted:
£993.40 × 368.961 = ₨366,525.86 received
The fee has a small fixed part and a percentage part, so it costs proportionally less on bigger transfers:
| You send | Wise fee | Fee as % of amount | Recipient gets |
|---|---|---|---|
| £100 | £1.33 | 1.33% | ₨36,405.38 |
| £500 | £3.67 | 0.73% | ₨183,126.41 |
| £1,000 | £6.60 | 0.66% | ₨366,525.86 |
| £5,000 | £30.07 | 0.60% | ₨1,833,710.34 |
Source: Wise quotes at a rate of 1 GBP = 368.961 PKR, collected 18 October 2026, 18:06 UTC. Your quote will differ as rates move.
How Wise compared on the day
What each provider's recipient would have got for £1,000, from Wise's own comparison data at the same time:
| Provider | Stated fee | Recipient gets |
|---|---|---|
| MoneyGram | £0.00 | ₨369,955.70 |
| Western Union | £2.99 | ₨367,247.33 |
| WorldRemit | £0.00 | ₨367,218.70 |
| Remitly | £0.00 | ₨367,120.00 |
| Wise | £6.60 | ₨366,525.86 |
| Nationwide | £15.00 | ₨354,930.37 |
Wise came fifth of the providers listed here. MoneyGram delivered about ₨3,430 more on £1,000, and the remittance services were all slightly ahead. Some of those rates may be new-customer offers. Wise beat the bank listed (Nationwide) by about ₨11,600.
Source: Wise price comparison, collected 18 October 2026, 18:06 UTC. Wise gathers these figures itself. Rates change through the day, so compare on the day you send.
How long it takes
Wise's quote for £1,000 estimated arrival "in seconds". Wise says 77% of its transfers arrive in under 20 seconds and 95% in less than a day.
Wise's Pakistan page lists payouts to bank accounts only. If your recipient needs cash pickup or a mobile wallet, a remittance service is a better fit than Wise.
What you need from your recipient
- Full name of the account holder
- Their Pakistani IBAN (24 characters, starting PK)
GBP to PKR: common questions
What exchange rate does Wise use for GBP to PKR?
Wise uses the mid-market rate and charges its fee separately. On 18 October 2026 Wise quoted 1 GBP = 368.961 PKR.
How much does Wise charge to send £1,000 to Pakistan?
On 18 October 2026 Wise quoted £6.60 to send £1,000 to PKR. The recipient got ₨366,525.86. Wise shows the exact fee before you confirm.
Is Wise the cheapest way to send money to Pakistan?
No, not on the day we checked. In Wise's own comparison on 18 October 2026, MoneyGram, Western Union, WorldRemit and Remitly all delivered more rupees on £1,000.
Can Wise pay out to JazzCash, Easypaisa or cash pickup?
Wise's Pakistan page lists bank-account payouts only. For mobile wallets or cash pickup, use a remittance service that supports them.