Sending pounds to euros (GBP to EUR) with Wise
Wise converts GBP to EUR at the mid-market rate and charges a separate fee that it shows before you pay. Here's what that fee came to on real quotes, how long a euro transfer usually takes, and what you need from the person you're paying.
Fees and comparison checked 18 October 2026, 18:06 UTC.
GBP → EUR calculator
Rate for 2026-10-18
GBP
EUREstimate only. The fee uses a model fitted to Wise quotes from 18 Oct 2026. Wise's live quote, shown before you pay, is final, and paying by card can cost more than paying by bank transfer.
Worked example: sending £1,000 to Europe
Wise's fee is charged in pounds and taken off the amount you send. What's left is converted at the mid-market rate. On 18 October 2026, 18:06 UTC Wise quoted:
£996.19 × 1.18596 = €1,181.44 received
The fee has a small fixed part and a percentage part, so it costs proportionally less on bigger transfers:
| You send | Wise fee | Fee as % of amount | Recipient gets |
|---|---|---|---|
| £100 | £0.85 | 0.85% | €117.59 |
| £500 | £2.16 | 0.43% | €590.42 |
| £1,000 | £3.81 | 0.38% | €1,181.44 |
| £5,000 | £16.96 | 0.34% | €5,909.69 |
Source: Wise quotes at a rate of 1 GBP = 1.18596 EUR, collected 18 October 2026, 18:06 UTC. Your quote will differ as rates move.
How Wise compared on the day
What each provider's recipient would have got for £1,000, from Wise's own comparison data at the same time:
| Provider | Stated fee | Recipient gets |
|---|---|---|
| Wise | £3.81 | €1,181.44 |
| Instarem | £0.00 | €1,179.30 |
| MoneyGram | £0.00 | €1,172.70 |
| Barclays | £0.00 | €1,153.33 |
| Lloyds | £0.00 | €1,144.13 |
On this route Wise delivered the most euros of the providers in its comparison. The banks charged no stated fee but used a weaker exchange rate, so the recipient got less.
Source: Wise price comparison, collected 18 October 2026, 18:06 UTC. Wise gathers these figures itself. Rates change through the day, so compare on the day you send.
How long it takes
Wise's quote for £1,000 estimated arrival "in seconds". Wise says 77% of its transfers arrive in under 20 seconds and 95% in less than a day, and that speed depends on how you pay.
Euro payouts go through the SEPA network. Paying by bank transfer can be slower than paying by card, and Wise's own figures show a Swift payment arriving days later.
What you need from your recipient
- Full name of the account holder
- Their IBAN (the euro account number, starting with a country code such as DE, FR or ES)
- An email address is optional; Wise can use it to notify them
GBP to EUR: common questions
What exchange rate does Wise use for GBP to EUR?
Wise uses the mid-market rate, which is the midpoint between buy and sell prices on the currency markets, and charges its fee separately. On 18 October 2026 Wise quoted 1 GBP = 1.18596 EUR.
How much does Wise charge to send £1,000 in euros?
On 18 October 2026 Wise quoted a fee of £3.81 to send £1,000 to EUR. The recipient got €1,181.44. Fees change, and Wise shows the exact fee before you confirm.
How long does a GBP to EUR transfer take?
Wise's quote estimated arrival in seconds. Wise reports that 77% of its transfers arrive in under 20 seconds and 95% within a day. Paying by bank transfer can be slower than paying by card.
Does my recipient need a Wise account?
No. Wise pays into a normal euro bank account using the recipient's name and IBAN.